Financial Planning Advice
and Tips for Retirees

Estate Planning Trap - Joint assets

The good news is that even small changes can make a big difference.    Our easy-to-follow "Financial Health Check" and “Can I Retire...

The beauty of the FIRE movement? Flexibility! There's no one-size-fits-all approach to early retirement. For some, it means hanging up...

Life is too short and precious for us to always fly on autopilot! Ask yourself if you feel like you are just going through the motions,...

Traditionally, we forgo spending money today and defer enjoyment until the future, which is called “saving.” examples include boosting...

We suggest you start enjoying what you like to do sooner rather than later. Use your money now to live your best life instead of waiting...

Since health declines and life is finite, we must optimise our time on earth. The answer to how you want to spend that time differs for...

1.     Focus on the things that matter Humans have a tendency to focus on all the wrong things. We fixate on things that don’t matter,...

Watch my brief general advice primer on what Super death benefits tax is and how you may be able to save your estate up to $17,000 for...

1. Be honest and upfront about your financial situation. Your advisor can only give you the best advice if they completely understand...

Robo-advice provides automated financial advice online. It uses AI algorithms to generate personalized investment recommendations based...

There are two types of financial advice: general and personal. General advice is not tailored to your specific situation, while personal...

Fiduciary financial advisors use two main fee methods for financial advice in Australia: Fixed fees: Fiduciary financial advisors may...

This occurrence is likely to be higher among financial advisors whom large financial institutions, such as banks and superannuation...

Fincial advice firms will be either licensed by a corporate group (e.g., a financial institution) or "Self-licensed" (holding their own...

When choosing a financial planning practice, it is important to ask about the ownership structure and make sure that the practice is...